Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 認定 OH-Life-Agent-Series-11-44 試験問題:
1. In reference to life Insurance in contract law, a person MOST likely will have an insurable interest in insuring
a person's life If
A) the interest exists at the time of application.
B) any type of business relationship exists between the insured party and the beneficiary.
C) the interest exists at the time of death.
D) any type of distant family relationship exists with the insured party.
2. An Insurer would consider which of the following In determining whether to accept a group life plan?
A) Grace period
B) Average age
C) Dependents
D) Beneficiary
3. What is an Insurer's liability when it Is discovered after an Insured dies that the Insured's age on the policy was
misstated?
A) The insurer must pay the full amount of the policy, minus any additional premiums the Insurance
company would have paid based on the Insured's actual age.
B) The insurer is not liable to pay any amount due to the insured's misstatement of age.
C) The insurer must pay a prorated amount of the policy based on the amount of insurance the insured's
premiums would have been if purchased at the correct age.
D) The insurer must pay the full amount as stated in the policy, as age is not considered a relevant factor.
4. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?
A) 30
B) 20
C) 10
D) 15
5. Who can surrender an annuity during the accumulation period?
A) The annuitant.
B) The policyowner.
C) The beneficiary.
D) The company.
質問と回答：
| 質問 # 1 正解： A | 質問 # 2 正解： B | 質問 # 3 正解： C | 質問 # 4 正解： D | 質問 # 5 正解： B |
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